A growing number of Ohio employers are giving their workers just a single choice for their health insurance or encouraging them in other ways to sign up for high-deductible health plans that generally carry a higher out-of-pocket costs than traditional employer-sponsored health plans.
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Ohio health care by the numbers
- Approximately 663,000 Ohioans were covered by high-deductible health plans in 2011.
- High deductible health plans represents 9.8 percent of Ohio’s private health insurance enrollment.
- Ohio ranks No. 4 among states with the highest levels of high-deductible health plan enrollment.
- Nationwide, high-deductible health plans accounted for almost 13 percent of all employee sponsored health insurance in 2010.
- While most high-deductible plans allow enrollees to sign up for tax-free health savings accounts to pay for medical services until their deductible is met, only about 68 percent of employees with a high-deductible plans had a health savings account in 2007.
Source: Health Policy Institute of Ohio.