Equifax breach: What you should do


The Equifax data breach was revealed last Thursday- but many people who may be affected remain confused about what to do to protect themselves.

The cyberattack compromised the birth dates, social security numbers, addresses of 143 million people. 

To find out if your information was compromised in the Equifax breach, go to www.equifaxsecurity2017.com

LOCAL NEWS: Mother killed in triple fatal crash in Camden was substitute teacher

Besides diligently monitoring your bank and credit card accounts, you can sign up for fraud alerts, credit freezes or credit monitoring services. 

The FTC recommends monitoring your credit reports from the three bureaus, Equifax, Experian, and Transunion, at annualcreditreport.com, and consider placing a freeze on your credit files. 

This will prevent new accounts from being opened without a PIN, but will not keep someone from making fraudulent charges to an existing account, according to the FTC. 

Consumers will need to sign up for a credit freeze at each of the credit reporting agencies- 

Equifax — 1-800-349-9960 

Experian — 1 888 397 3742 

TransUnion — 1-888-909-8872 

However, due to high demand, consumers have been met with “temporarily unavailable” webpages and clogged phone lines. 

LOCAL NEWS: Huffy to move Dayton headquarters: 3 things about the iconic company

There are three types of fraud alerts to consider, too. 

An Initial Fraud Alert will protect your credit for at least 90 days. 

An Extended Fraud Alert extends the protection for seven years. 

An Active Duty Military Alert protects members of the military during deployment and lasts for one year. 

To place one of these alerts on all of your credit files, consumers need to only contact one of the three credit bureaus, according to the FTC.


Reader Comments ...


Next Up in Local

Ohio lottery players have new digital option for Mega Millions jackpot
Ohio lottery players have new digital option for Mega Millions jackpot

As a growing Mega Millions jackpot increases lottery fever nationwide, officials in Ohio are touting a digital lottery option that allows players to enter games on their phones. The new mobile-enabled Lottery Card, available in select grocery and retail stores statewide, including Kroger, allows Ohio consumers to enter lottery games on their phones...
4 Americans killed in Costa Rica rafting accident
4 Americans killed in Costa Rica rafting accident

Four Americans were among five people killed Saturday in a rafting accident on a Costa Rica river, WPLG reported. >> Read more trending news  The U.S. Department of State confirmed the accident Sunday, the Miami Herald reported. The four men from South Florida were identified as Ernesto Sierra, Jorge Caso, Sergio Lorenzo and Andres...
$2,600, including school fundraiser money, stolen from home
$2,600, including school fundraiser money, stolen from home

Middletown police are investigating a burglary at a home in the 4100 block of Bonita Drive, where more than $2,600 in cash, including a student’s money from a candy fundraiser, was stolen. Police went to the home Saturday night after a family got home and saw that furniture had been moved and a window was open, and discovered money was missing...
Clark County Common Pleas Court cases
Clark County Common Pleas Court cases

COMMON PLEAS COURT NEW SUITS 18-DP-0867 - James Baker, on behalf of a minor, 1355 W. Mulberry St., v. Tessa Roberts, 1202 E. Southern Ave., petition for domestic violence civil protection order. 18-DP-0887 - Dreama Owens, 109 Fremont Ave., v. Carrie Baker, 227 E. Southern Ave., petition for civil stalking protection order. 18-DR-0904 - Kelly King,...
Reiter Dairy production temporarily stopped due to sanitation issues
Reiter Dairy production temporarily stopped due to sanitation issues

Reiter Dairy’s Springfield facility was forced to close for about 12 hours today after officials from the Ohio Department of Agriculture raised concerns with sanitation at the facility that had not been resolved after a previous inspection. The facility, at 1961 Commerce Circle, closed beginning shortly after midnight last night and is expected...
More Stories