Ohio lawmakers vote to end fees for credit freezes

Credit reporting agencies would be blocked from charging consumers fees for placing a freeze on their credit reports, under a bill that passed the Ohio House on Wednesday.

Lawmakers voted 82-2 in favor of the bill, sponsored by state Rep. Mike Henne, R-Clayton.

The agencies, such as Equifax, Transunion and Experian, would be barred from charging fees for placing, removing or temporarily lifting security freezes. Putting a freeze on credit reports is a way to protect against identity theft and someone opening up credit cards under your name.

Current law allows the agencies to charge up to $5 to either place or lift a freeze, unless the consumer is a victim of identity fraud.

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About the Author

Laura A. Bischoff

Laura Bischoff is our Columbus bureau reporter and covers politics and state government. She keeps a close eye on elected leaders, public employees and taxpayer money. Bischoff tries to write stories that inform voters, hold leaders accountable and strengthen democracy.